How an Agentic AI Tool is Redefining Islamic Finance ๐Ÿš€

In a world demanding more than just traditional expertise, Ayesha Alkhajeh is setting a new benchmark for FinTech careers in the UAE. With a rich background in Senior Accounting and a strong focus on leadership from the Abu Dhabi School of Government (ADSG), Ayesha isn’t just looking for a jobโ€”she’s demonstrating the future of finance through her portfolio on Ka.nz.

Her submission, an innovative Agentic AI application named “Amanah,” provides a powerful, automated solution for one of the most complex areas of finance: Islamic Finance and Sharia Compliance.

The Power of Agentic AI: Beyond the Dashboard

Ayesha’s Agentic AI application, as showcased in her profile video, is a live demonstration of next-generation AI in Finance. This isn’t just a static calculator; it’s a self-directed system designed to perform complex, multi-step financial tasks autonomously.

Key Functions of the Amanah Agentic AI:

  • Real-Time Nisab Calculation: The agent initiates an API call to determine the current Gold Nisab value, the minimum wealth threshold for Zakat eligibility. The system successfully fetched the Nisab based on 85 grams of gold and provided a calculated value in AED.
  • Automated Zakat Computation: The agent takes user inputs (Zakatable Assets, Deductions) and the live Nisab value to perform a precise Zakat Calculation. The system quickly determines the Zakat Due (e.g., 1,750 AED) and confirms eligibility, streamlining a process that is typically manual.
  • Instant Halal Investment Screening: The most critical feature is the Sharia Compliance check. The agent screens a stock portfolio (including tickers like AAPL, MSFT, GOOGL) against established Islamic Investment Principles, immediately flagging non-compliant companies (like JPMorgan Chase) and marking others as Halal.

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